AML/CFT & Outsourced Controlled Functions
MENA Consultancy helps UAE (DIFC/ADGM) and wider GCC firms design and run robust AML/CFT programs. DFSA/FSRA requires a registered Compliance Officer and MLRO (which may be combined with one suitably qualified individual). We provide outsourced Controlled Functions - SEF, Compliance Officer and MLRO on an interim or ongoing basis (subject to regulatory approval), acting as your regulatory interface and governance lead.
Our AML/CFT & Outsourced Controlled Functions include:
Outsourced roles: SEF/SEO, Compliance Officer & MLRO (interim/ongoing), licensing & approved-individual applications
AML program design: BWRA/CRA, policies & procedures, control testing, RACI
KYC/CDD/EDD: onboarding toolkit, forms, and risk-rating
Screening & TM: sanctions/PEP/adverse media, TM rule-set, case management, MI/Board packs
Regulatory interface: goAML setup, STR/SAR drafting & filing, inspection readiness & responses
Independent review & uplift: AML audits, remediation plans, training (induction/annual), RegTech selection
Complementary compliance: compliance calendar & KPIs; UBO/ESR alignment
Regulators covered: CBUAE, SCA, VARA, FSRA, DFSA, QFCRA
Seamless AML/CFT with outsourced SEF, Compliance Officer & MLRO
At MENA Consultancy, AML/CFT & Outsourced Controlled Functions are strategic enablers, not a tick-box. We design and operate risk-based programs, calibrate screening and transaction monitoring, and manage the regulatory interface. Where required, our approved professionals act as outsourced SEF, Compliance Officer, and MLRO (subject to regulatory approval), backed by independent reviews, training, MI/Board reporting and RegTech enablement.
